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Finance Representative Example ()
Total cash price £.
Borrowing £ with a
£ deposit at a representative APR of
%.
Total amount payable £.
| monthly payments of | £ |
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| Representative APR | % |
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| Fixed interest rate | % |
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| Final payment | £ |
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| Option to purchase fee | £ |
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| Total amount of credit | |
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| Interest charges of | £ |
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| Annual mileage limit | |
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| Excess mileage fee | p / per mile |
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| monthly payments of | Representative APR | Fixed interest rate | Final payment | Option to purchase fee | Total amount of credit | Interest charges of | Annual mileage limit | Excess mileage fee |
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| £ | % | % | £ | £ | | £ | | p / per mile |
At the end of your PCP agreement, there are 3 options available to you. These are 1. Pay the finance company the final payment and keep the car. 2. Give back the car under the terms of the guaranteed future value. 3. Part exchange the car at a dealership who will pay off the final payment for you.
Windmill Motors Limited is registered in England and Wales Company No. 5260689 authorised and regulated by the Financial Conduct Authority FRN 658714. We act as a credit broker not a lender, working with several carefully selected finance providers who may be able to offer you finance for your purchase. Whichever finance provider we introduce you to, we will receive a commission from them, either a fixed fee or a fixed percentage of the amount you borrow. The finance providers we work with could pay commission at different rates, this will not affect the amount you pay the lender for your credit agreement. You will be provided full information before completing your finance agreement and you can request further information at any time. We do not charge a fee for our services. All finance is subject to status and income, terms and conditions apply, applicants must be 18 years or over. On a PCP product you do not have to pay the Final Payment ONLY if you return the vehicle at the end of the agreement, you have paid all other amounts due, the vehicle is in good condition and has been serviced in accordance with the service book. Excess Mileage charges may apply along with other terms and conditions, which will be contained within the finance agreement.
Customers using a 3rd party finance broker which is outside our agreed panel of lenders (brokers such as Car Finance 24/7 and Zuto etc, that pay funds direct to Windmill Motors Limited, on the customer's behalf) will incur a Broker Service Charge of £349.00 Inclusive of VAT.
