Finance Checker

Our vehicle finance checker tool is a secure and easy way to compare your car finance options and check your credit. Find the best deals for you and your needs, all without affecting your credit rating. 

CarFinanceChecker is a unique motor finance service which enables you to check your eligibility for a finance offer on the vehicle you want to buy from Windmill Motors. The service is completely free and most importantly, does not impair your credit rating.

By using CarFinanceChecker, you’ll be able to find the finance product that best fits your credit profile and compare prices too. We will also show you ways to increase the likelihood of getting the best deal.

How Does CarFinanceChecker Work?

CarFinanceChecker is easy to use in just two simple steps… 

Step 1

Complete the required information about you in order to generate a selection of available products.

Step 2

Explore the products available from our panel of lenders and check your eligibility against each one to help make your decision.

Your CarFinanceChecker Results

Once your personal information has been entered into the relevant form, CarFinanceChecker shows an ‘eligibility match’ for each lender. These are displayed as follows:

High

A very good chance you will get an offer of finance from the specific lender.

Medium

You should get an offer of finance, but there may be a few aspects about the deal or your personal information that have reduced the likelihood from very good to medium.

Low

You are less likely to get this deal based either on the structure of the dealer itself or your personal information.

Please note: The eligibility is not guaranteed and the actual decision, if you choose to apply to the lender, may well differ. Increasing the level of deposit is a great way to increase the likelihood of approval. Reducing the duration of the agreement may also help, but you must ensure that you can afford the repayments and not to overstretch yourself.

Reasons to use CarFinanceChecker

Find Your Best Match

See the likelihood of approval against our panel of lenders.

Your Credit Rating Protected

We use a 'Quotation Search' to analyse your data. Lenders cannot see this, so your credit rating is not impaired.

Compare a Range of Products

We work with a number of approved lenders. CarFinanceChecker will show you their current offers available on a range of products including; Hire Purchase and Personal Contract Purchase. 

Free Eligibility Check

We do not charge for use of this service, take any credit card details or sell your data to third parties. You can use the service on as many cars as you like to check the likelihood of approval from our panel of approved lenders.

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Windmill Motors Limited is registered in England and Wales Company No. 5260689 authorised and regulated by the Financial Conduct Authority FRN 658714. We act as a credit broker not a lender, working with several carefully selected finance providers who may be able to offer you finance for your purchase. Whichever finance provider we introduce you to, we will receive a commission from them, either a fixed fee or a fixed percentage of the amount you borrow. The finance providers we work with could pay commission at different rates, this will not affect the amount you pay the lender for your credit agreement. You will be provided full information before completing your finance agreement and you can request further information at any time. We do not charge a fee for our services. All finance is subject to status and income, terms and conditions apply, applicants must be 18 years or over. On a PCP product you do not have to pay the Final Payment ONLY if you return the vehicle at the end of the agreement, you have paid all other amounts due, the vehicle is in good condition and has been serviced in accordance with the service book. Excess Mileage charges may apply along with other terms and conditions, which will be contained within the finance agreement.